Complete Home Buying Guide for Pune

Overview

Step-by-step guide to buying property in Pune — from loan pre-approval to possession.

Step 1 — Set your budget

Use the Affordability Calculator to determine your maximum loan eligibility based on your income, CIBIL score, and existing obligations.

Step 2 — Choose a locality

Pune is divided into IT corridors (Hinjewadi, Baner, Kharadi), Central Pune (Koregaon Park, Kalyani Nagar), and emerging areas (Wagholi, Hadapsar, Ravet).

Step 3 — Verify RERA

Check MahaRERA registration at maharera.mahaonline.gov.in. A valid RERA number protects your deposit and ensures timeline compliance.

Step 4 — Due diligence

Verify title, encumbrance certificate, and NOC from local authority before signing.

• Title deed check
• Encumbrance certificate
• Building plan approval
• Occupancy certificate (ready properties)